Debt Estimation Calculator

Press 'Next' to start.

8 Questions.

How many credit cards do you currently have or are paying off?

How many individual loans do you have?

Student, Auto, Personal, etc.

Do you have Medical or Rent/Utilities Debt?

Yes, Medical Yes, Utility Yes, Both None

Do you have a Mortgage or Home Equity Loan?

Yes No

If yes, How many?

What's the average APR (Annual Percentage Rate) of your debt?

Especially your cards and loans. (In percent!)

Do you have any outstanding payday loans?

Yes, one Yes, multiple No

If yes, For how many months?

Are any accounts behind or in collections?

All Current 1-2 Months behind average 3+ Months behind average Many/Most in Collections

What is your total, minimum, monthly payment?

Across all accounts.

If you pay your minimums only, it will take:

(estimation, not including interest)

To pay off your debt, at a minimum.